2025-2026 Regular Session
HB945
Banking and finance; holds on accounts of eligible adults for suspected financial exploitation; provide
A BILL to be entitled an Act to amend Title 7 of the Official Code of Georgia Annotated, relating to banking and finance, so as to provide for holds on accounts of eligible adults for suspected financial exploitation; to provide for procedures for placing and lifting such holds; to no longer require independent credit reports to be obtained from a consumer reporting agency as defined in the federal Fair Credit Reporting Act; to provide for procedures for cease and desist orders for unregistered persons providing litigation finance; to provide for judicial hearings to review department decisions regarding litigation finance; to provide for registrant disclosures; to provide for definitions; to make conforming changes; to provide for construction; to provide for related matters; to repeal conflicting laws; and for other purposes.
Legislative progress
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This summary includes only completed milestones supported by recorded actions. It does not predict the next step, and it preserves later committee reassignments, concurrence, conference, veto, and approval actions when they occur.
Recorded floor votes
7 roll calls are available for this bill. This record includes procedural and intermediate action as well as substantive final votes.
February 6, 2026 · House
Passage: House Vote #481
Passed ⭐ Substantive final action
159 yea–5 nay · 3 not voting · 8 absent
March 10, 2026 · Senate
Motion To Resolve Debate: Senate Vote #696
Passed
43 yea–3 nay · 4 not voting · 5 absent
March 10, 2026 · Senate
Adoption Of Amend #1a By Sen From The 14th To Amend #1 By Sen From The 19th: Senate Vote #697
Failed
17 yea–31 nay · 3 not voting · 4 absent
March 10, 2026 · Senate
Adoption Of Amend #1c By Sen From The 23rd To Amend #1 By Sen From The 19th: Senate Vote #698
Failed
21 yea–28 nay · 2 not voting · 4 absent
March 10, 2026 · Senate
Adoption Of Amend #1b By Sen From The 35th To Amend #1 By Sen From The 19th: Senate Vote #699
Passed
27 yea–22 nay · 2 not voting · 4 absent
March 10, 2026 · Senate
Adoption Of The Amendment By The Sen From The 19th As Amended: Senate Vote #700
Failed
9 yea–41 nay · 1 not voting · 4 absent
March 10, 2026 · Senate
Passage: Senate Vote #701
Passed ⭐ Substantive final action
50 yea–0 nay · 1 not voting · 4 absent
Committee referrals
February 9, 2026 · Senate
Banking and Financial Institutions
January 13, 2026 · House
Banks and Banking
Instrument history
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This is the complete recorded action history in the current source package. Highlighted entries are marked as significant by the source. A roll-call link appears only when a vote-like action has one unambiguous same-day chamber vote.
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State Effective Date 2026-07-01
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State Act 478
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House House Date Signed by Governor
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House House Sent to Governor
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Senate Senate Passed/Adopted
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Senate Senate Third Read
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Senate Senate Read Second Time
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Senate Senate Committee Favorably Reported
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Senate Senate Read and Referred
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House House Passed/Adopted By Substitute View roll call
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House House Third Readers
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House House Committee Favorably Reported By Substitute
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House House Second Readers
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House House First Readers
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House House Hopper