2025-2026 Regular Session
HB240
Mortgage lenders and brokers; prohibit unfair or deceptive practices in consumer transactions related to mortgage trigger leads
A BILL to be entitled an Act to amend Part 2 of Article 15 of Chapter 1 of Title 10 and Article 13 of Chapter 1 of Title 7 of the Official Code of Georgia Annotated, relating to the Fair Business Practices Act and licensing of mortgage lenders and mortgage brokers, respectively, so as to prohibit unfair or deceptive practices in consumer transactions related to mortgage trigger leads; to provide for definitions; to provide for a remedy; to provide for related matters; to provide for an effective date; to repeal conflicting laws; and for other purposes.
Legislative progress
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This summary includes only completed milestones supported by recorded actions. It does not predict the next step, and it preserves later committee reassignments, concurrence, conference, veto, and approval actions when they occur.
Recorded floor votes
2 roll calls are available for this bill. This record includes procedural and intermediate action as well as substantive final votes.
February 28, 2025 · House
Passage: House Vote #121
Passed ⭐ Substantive final action
165 yea–0 nay · 6 not voting · 9 absent
March 31, 2025 · Senate
Passage: Senate Vote #378
Passed ⭐ Substantive final action
51 yea–1 nay · 3 not voting · 1 absent
Committee referrals
March 3, 2025 · Senate
Banking and Financial Institutions
February 5, 2025 · House
Banks and Banking
Instrument history
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This is the complete recorded action history in the current source package. Highlighted entries are marked as significant by the source. A roll-call link appears only when a vote-like action has one unambiguous same-day chamber vote.
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State Effective Date 2025-05-13
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State Act 177
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House House Date Signed by Governor
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House House Sent to Governor
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Senate Senate Passed/Adopted View roll call
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Senate Senate Third Read
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Senate Senate Taken from Table
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Senate Senate Tabled
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Senate Senate Read Second Time
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Senate Senate Committee Favorably Reported
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Senate Senate Read and Referred
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House House Passed/Adopted View roll call
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House House Third Readers
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House House Committee Favorably Reported
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House House Second Readers
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House House First Readers
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House House Hopper