2025-2026 Regular Session
HB15
Banking and finance; update terminology; provisions
A BILL to be entitled an Act to amend Title 7 of the O.C.G.A., relating to banking and finance, so as to update terminology; to revise procedures concerning incorporators of credit unions; to revise requirements of articles of incorporation of credit unions; to revise licensure requirements for money transmissions, cashing payment instruments, mortgage lenders and mortgage brokers, foreign banking institutions, and installment loans; to provide for revised auditing procedures for mortgage lenders and mortgage brokers; to provide for corporate governance requirements for mortgage lenders and mortgage brokers; to provide for liquidity requirements for mortgage lenders and mortgage brokers; to revise requirements for applications to relocate for foreign banking institutions; to provide for related matters; to repeal conflicting laws; and for other purposes.
Legislative progress
i
This summary includes only completed milestones supported by recorded actions. It does not predict the next step, and it preserves later committee reassignments, concurrence, conference, veto, and approval actions when they occur.
Recorded floor votes
2 roll calls are available for this bill. This record includes procedural and intermediate action as well as substantive final votes.
February 12, 2025 · House
Passage: House Vote #26
Passed ⭐ Substantive final action
163 yea–1 nay · 9 not voting · 7 absent
March 10, 2025 · Senate
Passage: Senate Vote #222
Passed ⭐ Substantive final action
46 yea–1 nay · 1 not voting · 8 absent
Committee referrals
February 13, 2025 · Senate
Banking and Financial Institutions
January 14, 2025 · House
Banks and Banking
Instrument history
i
This is the complete recorded action history in the current source package. Highlighted entries are marked as significant by the source. A roll-call link appears only when a vote-like action has one unambiguous same-day chamber vote.
-
State Effective Date 2025-07-01
-
State Act 250
-
House House Date Signed by Governor
-
House House Sent to Governor
-
Senate Senate Passed/Adopted View roll call
-
Senate Senate Third Read
-
Senate Senate Read Second Time
-
Senate Senate Committee Favorably Reported
-
Senate Senate Read and Referred
-
House House Passed/Adopted View roll call
-
House House Third Readers
-
House House Committee Favorably Reported
-
House House Second Readers
-
House House First Readers
-
House House Hopper